How It Works

Keep every loan in balance and on budget

Reconcile draws to the budget and watch the reserves that protect the loan.
Reconcile every draw to the budget
Rabbet Construction Lending checks each draw request against the budget, so you can confirm what's being requested lines up with what's remaining before funding, not after.
Reconcile every draw to the budget
Flag over-draws before funding
When a line item or a draw is over budget or out of balance, Rabbet Construction Lending flags it during review, while there's still leverage to fix it.
Flag over-draws before funding
Track interest reserves over the life of the loan
Rabbet Construction Lending monitors reserves continuously, so you know whether the loan can carry itself to completion and you're alerted when it can't.
Track interest reserves over the life of the loan
Verify retainage and cost to complete
Retainage and remaining budget roll into live cost-to-complete view, so the budget always reflects what it will take to finish the project.
Verify retainage and cost to complete
Our solution

Monitor loan budgets with confidence

Rabbet Construction Lending keeps each loan reconciled and in balance, so you fund knowing the numbers hold up.

Before Rabbet

After Rabbet

Reconcile each draw to the budget by hand in a spreadsheet.

Reconcile every draw against the budget automatically.

Track interest reserves and retainage across separate files.

Flag over-draws and out-of-balance line items before funding.

Find out a loan is out of balance after the draw is funded.

Monitor reserves and cost to complete in one place.

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Other foundational features for your success

Construction Loan Capital & Cash-Flow Projections
Rabbet Construction Lending models monthly spend for every loan and re-forecasts automatically as draws fun, so you always know when capital is needed, from a forecast that reflects reality, not a static model.
Construction Draw Management Software
Rabbet Construction Lending moves every draw through flexible approvals and automated covenant checks, whether you're administering commercial loans, consumer loans, or homebuilder revolving lines, so disbursements stay fast and compliant.
Construction Loan Document Management Software
Rabbet Construction Lending brings every draw document into one organized, audit-ready system, read, classified, and tied to its loan automatically, however it arrives.